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Talentgigs

Mortgage Underwriter

Talentgigs

Posted

last week

Chennai

Remote

INR 30K

Entry Level

Full Time

Match

Skills

Experience

Industry

Sema

Sema Summary

A Mortgage Underwriter assesses the creditworthiness and risk of potential borrowers for mortgage loans. This role requires a thorough understanding of financial information and compliance with lending standards.

About Company

Talentgigs is a forward-thinking recruitment partner specializing in connecting talent with organizations across IT and non-IT sectors. They leverage AI and human insight to deliver efficient hiring solutions.

Core Requirements

  • Bachelor's degree
  • Experience in mortgage processing or underwriting
  • Strong knowledge of mortgage regulations
  • Excellent analytical skills
  • Proficiency in mortgage processing software

Responsibilities

  • Analyze and verify loan applications for accuracy.
  • Assess borrower credit history and debt levels.
  • Confirm property values with appraisal reports.
  • Evaluate credit reports for creditworthiness.
  • Calculate debt-to-income and loan-to-value ratios.
  • Ensure compliance with lending regulations.
  • Identify and assess potential loan risks.

Must Have skills

Detail-orientedOrganizational skillsEffective communicationProblem-solving skillsAbility to work under pressure

Job Keywords

Mortgage UnderwriterLoan ProcessingCredit AnalysisRisk AssessmentFinancial Analysis

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